Unlock home equity—safely & simply
Access your equity without selling, with a Abbotsford mortgage specialist who compares options from 60+ lender partners and keeps you in the loop at every step.
How a reverse mortgage works with me
Contact
We talk goals and concerns, then map options from multiple lenders so you can make a clear, low-stress decision.
Application
You securely upload documents; I package your file the way underwriters need to see it and manage the appraisal.
Approval & Funding
You get proactive updates through to funding. We’ll also model costs so you see net impact—not just the rate.
Quick eligibility check + equity estimator
When a reverse mortgage can help
Age in place
- Cover home care or accessibility upgrades
- Smooth cash flow on a fixed income
Tidy up debt
- Consolidate higher-interest balances
- Reduce monthly obligations
Plan with flexibility
- Take a lump sum or draw in tranches
- No required monthly payments; interest accrues
Key considerations
Benefits
- Keep ownership of your home
- Tax-free proceeds
- No required monthly payments
Trade-offs
- Interest adds to your balance over time
- Reduces the equity you or heirs may receive
- Fees for appraisal, legal, and setup
We’ll model total costs and alternatives (HELOC, refinance, downsizing) so you can choose with confidence.
Frequently asked questions
This page is general information, not legal or tax advice. No promises of approval, rates, timelines, or savings. Most clients pay no broker fee; if an alternative lender is required, fees are disclosed upfront. Licensed in BC (BCFSA Agent Licence 501337), Ontario (FSRA Level 2 Agent Licence M19000618), and Alberta. Brokerage: Verico Paragon MortgagePal Inc. (#12685).
