A home is a major purchase, and if youâre considering getting a mortgage, you want to have plenty of options. You need to find a plan thatâs not only affordable but something that meets your needs and goals. However, that may not be the case if youâre working with banks or other prominent lending institutions. Banks have high-interest rates, and the process may take so long dwindling your hopes
Fortunately, you donât have to work with the banks to get a mortgage. A Maple Ridge mortgage broker is a beneficial option.
Why Should You Consider Working With a Maple Ridge Mortgage Broker?
Working with a mortgage broker is not only advantageous to your wallet, it has some other benefits like:
Having All the Homework Done for You
We are independent of lenders and banks, which makes us an excellent choice to help you find favorable mortgage terms. Furthermore, having worked with multiple lending institutions, we have access to options, something that can save you time and money. Our team of brokers narrows down the choices based on your needs and circumstances.
Providing Service When You Need It
Banks have strict working hours, which means that you need to be present during these hours to get their services. That means that if you have a tight work schedule, you may have a problem accessing the service. However, we are flexible, and weâre always willing to accommodate you based on your availability. You donât have to worry about failing to go to work or leaving other crucial tasks.
Getting Access to Expertise and Experience
Trying to go through the mortgage documents can be confusing, especially if you donât understand the terms used. Sometimes bankers are in. Hurry to explain everything in detail, which can leave you more confused. We understand the need to have everything described in detail, thatâs why we take time to ensure that you comprehend everything. After this, youâre comfortable making an informed decision.
Getting Pre-Qualified
Having your application denied affects your credit history negatively. Nonetheless, we have access to a portfolio of lenders and banks with the latest loan information and records. We match these records to your application to determine your chances of approval. That ensures there are fewer chances of getting a mark on your credit history.
Giving You a Simple Way to Compare Loans
Our clients are our priority: thatâs why we take the time to understand your needs and mortgage goals to match you with the right lender. We have access to what each lender offers in rates and duration. That gives you an easy way of making comparisons as opposed to visiting different lending institutions.
Building a Long-Term Relationship
Apart from a mortgage broker saving you time by doing all the research, we also help you get pre-approved. We can be your contact for everything finance-related.
Secure a Mortgage With Bad Credit
With rules becoming stricter by the day, itâs becoming a challenge to access a mortgage with bad credit or have a short record of employment. We can help you get a loan if youâve been turned down by other lends. Our team works with people that have bruised credit to help them obtain a mortgage.
Contact Us Today!
Working with a Maple Ridge mortgage broker can help you save time and money by helping you find the right mortgage plan based on your needs and budget. We have a team of experienced brokers that take the time to understand the requirements of each lender and help you complete the application process. Get in touch with us today and let’s handle the rest.