Investing in property is not only a financial commitment but a lifetime investment. The thought of owning a house is exciting, but the idea of going through the thought of going through the mortgage application process can be daunting. Luckily, you don’t have to struggle with this process. An experienced Kamloops mortgage broker can help you navigate through this process in no time.
Working With a Kamloops Mortgage Broker
Navigating the mortgage application process isn’t simple, especially with the industry jargon and terms that you might find confusing. Our team of brokers understands how daunting this can be. That’s why we work with clients to help them understand what the process entails. Other benefits of working with us include:
We Work For You
Unlike banks and other big lending institutions that try to sell you their products without considering your needs, we take the time to listen to your needs and assess your situation to determine the best loan plan for you. We work with different lenders who evaluate various factors when giving you a loan. Our team compares your needs to the best-suited lender.
We Do All the Legwork for You
Apart from giving listening to you and advising you on the best loan for you, we also help you with the loan application process right up to the approval stage. You don’t need to do any work with the lenders, as this is where we come in to assist.
What’ s more, if you’re looking to change lenders because you’ve bought and sold or you need to refinance mid loan, we help you manage the paperwork and get all your inquiries handled.
We Have a Wide Variety of Options to Choose From
Working with our team means that you’re spoilt for choice when it comes to mortgage loans. Having been in the industry for several years, we’ve worked with different lenders, some who may not use traditional advertising methods, but still, offer fantastic products in the mortgage market.
We Help You Avoid the Pitfalls
You’re likely to come across exit fees, honeymoon offers, and fixed rates when going through the mortgage process. Sometimes going through the bank process may be complicated as they may fail to disclose all the conditions and fees. However, our clients are our priority, and that’s why we check all the lender’s conditions, terms, and fees to ensure you’re not being overcharged over the full life of the loan. We also go through everything to make sure that the lender doesn’t reject your application.
We Can Get You the Best Rates in the Market
Mortgage rates vary widely from one lender to the other. You can apply for mortgage quotes and end up with one mortgage quote under the official interest rate. We help make the process easier for you by shopping around for the best rate. Furthermore, we work with lenders who offer us discounts when we get clients who match their lending criteria. That will save you time and money over the life of the mortgage. We also deal with pre-approvals that can be time-consuming to ensure you get a loan that works for you.
We are Flexible
Unlike banks that require appointments, we are flexible. You don’t have to miss work or crucial meetings. All you need is to talk to us, and we’ll work within your schedule.
Get in Touch With Us Today
As a team of Kamloops mortgage brokers, we strive to provide our clients with a hassle-free mortgage application experience. Being independent means we’re unbiased and objective. Contact our team today to learn more about the process and what you need to get started.