Kelowna is home to the most beautiful gardens, vineyards, forests, and sandy beaches. Despite being a popular tourist destination, the city is undiscovered, something that makes it a perfect place to settle down if you like areas that are not too crowded. Getting a mortgage is a fantastic way to finance your home purchase. However, if you’re new to the whole process, you may find it confusing and time-consuming. A Kelowna Mortgage Broker can take away all the stress associated with the application process.
Benefits of Working With a Mortgage Broker
As mortgage brokers, we are independent. That means we are not biased in our recommendation. Our team takes the time to help you navigate through the mortgage transactions by ensuring you understand all the complexities involved. We can also help you:
Access Wide Product Availability
If you had to set time to visit different lenders to get a quote, this could take you several weeks. Working with us helps you cut down on the work and time involved in looking for the best mortgage. We take time to source a variety of mortgage deals on your behalf, which we’ll then present those that provide value in regards to monthly repayments and interest rates. All you need is to complete a single application form instead of completing several from different lenders.
Understand What to Look for in a Mortgage
As established mortgage brokers, we have, over the years, formed relationships and links with multiple mortgage lenders. That makes us better suited to understand which lenders best cater to your needs. Our team will evaluate your current situation and explain what to look for when shopping around for a mortgage. For example, if you have poor credit, we have connections with lenders who offer affordable finance to those with a bad credit history. Doing this by yourself could be tedious, and you may end up dealing with a lot of rejections, which could further worsen your credit rating.
Save Time and Money
Another reason you should consider working with us is that our team saves you a lot of time in the long run. Apart from doing all the research on your behalf, we also help you narrow down your choices based on your budget and circumstances. Moreover, we deal with lenders directly during the application process. You won’t have to spend countless hours visiting the lenders to read the terms and do all the paperwork.
Having interacted with multiple lenders over the years, we’ve formed a good business relationship. That means we can get discounts on your interest rates to help reduce the total amount you’ll pay over the years.
Enjoy Convenience and Flexibility
Unlike banks and big lending institutions that tend to do what’s necessary for their clients, we tend to go the extra mile by being available outside set work hours. You don’t have to spend countless hours visiting the banks to learn more about mortgages as we can do this at your convenience.
When your mortgage application is denied, that affects your credit history. We don’t want you dealing with these problems. Our team has access to loan information and records from different lenders, which makes the matchmaking easier and increases your chances of approval.
Enjoy Continued Service
We’re not only there to help you get mortgage approval. Our team is always available to provide advice to ensure that the mortgage you choose goes according to plan. We seek to form a long-term relationship with our clients.
Talk To Us Today!
If you’re looking to purchase a new home or you need to refinance a mortgage, contact us today to find out how we can help you navigate through the mortgage application process hassle-free.