Abbotsford is becoming a preferred choice to call home thanks to the availability of amenities, a manageable cost of living, and a family-friendly and community focus. What’s more, it’s a city that you won’t have to deal with crowds and traffic. If you’re looking to finance your first home purchase through a mortgage, consider working with an Abbotsford mortgage broker.
Why Work With an Abbotsford Mortgage Broker
Although working with a lender may feel convenient, with time you’ll realize that a broker can provide you with so much more. We can help you:
Get Better Accessibility
Most lenders don’t make their rates and mortgages available for public access. However, as mortgage brokers, we have a vast network of lending institutions, something that allows us to get you the best mortgage interest rates and terms for our clients. Dealing directly with banks means having to deal with strict repayment penalties and higher rates if you break the rules. Our liaison with non-bank lenders and other financial specialists ensure that you get to compare what everyone offers and settle for a product that suits your needs.
Ability to Know Your Eligibility
You may not have an idea of the amount you’d want to borrow from a mortgage lender. However, the amount depends on various factors, something that will also affect the rates you get on the mortgage. As brokers, we have access to a vast network of lenders, and we’re aware of their rules and regulations. That makes us better suited to match you to a lender who meets your specific needs.
Avoid Mistakes Thanks to Our Invaluable Experience and Expertise
As a first-time homebuyer, you are bound to make several mistakes due to inexperience. However, having been in the industry for several years, we have experience handling different financial conditions and clients. Remember that a mortgage is a significant financial event, and that’s why you need to get the services of an experienced mortgage expert that focuses on your needs. We are independent of the lenders, and that makes us objective when it comes to selecting a product that suits your circumstances.
Get Better Rates
An Abbotsford mortgage broker can help you save so much time in the long run and enjoy better rates. Since we work directly with the lenders and over the years have developed a relationship with them, we can negotiate on your behalf and get you better interest rates that could save you thousands of dollars. You won’t have to deal with negotiating with the lender or handling the paperwork.
Get Mortgage With Poor Credit
You may assume that since you have bad credit, you’re not eligible to qualify for a mortgage. However, that’s a different case when you are working with an Abbotsford mortgage broker. We work with non-traditional lending institutions to help you obtain a mortgage.
Enjoy Excellent Service
One aspect that makes us different from other lenders is the fact that we focus on providing excellent service to our clients. Apart from answering all your questions, we also give you options and guide you through the application process. Moreover, our services do not stop when the mortgage closes. We are always available to give advice throughout your mortgage. As brokers, our goal is to make sure that you’re satisfied with your mortgage experience.
Schedule a Consultation
Whether you’re looking to refinance, buy a home, or have some questions about the different mortgage products available, do not hesitate to get in touch to discuss your options. What’s more, we’re always available for ongoing support and consultation.